BUSINESS FINANCING. HUMAN UNDERSTANDING.
The ambition is yours. The capital is here.
NEW YORK PERSPECTIVE. NATIONWIDE REACH.
Built for business owners, not banking formulas.
NEW YORK OFFICE
150 Greenwich St, New York, NY 10007
01 / A DIFFERENT PERSPECTIVE
We say yes when big banks say no.
UPWISE PRIVATE CAPITAL was built to serve businesses that traditional lending overlooks. Flexible term loan expertise, thoughtful underwriting, and loan officers who understand what it takes to run a business.
A person in your corner.
From the first conversation to funding, work with a dedicated loan officer who looks at the whole business, not just a number.
Dedicated from day one
One loan officer, with context that carries through.
Conventional and SBA options
Compare financing structures under one roof.
Clear terms, upfront
Understand pricing, fees, and repayment before deciding.
02 / ROOM TO MOVE
Flexible financing. Personal guidance.
Traditional bank financing isn’t the right fit for every business. UPWISE Private Capital serves businesses seeking another path — with flexible term loan expertise, flexible underwriting, and loan officers who understand what it takes to run a business.
SBA financing options, subject to program eligibility
Dedicated loan officer assigned from day one
No prepayment penalties on most products
Conventional and SBA options under one roof
Transparent pricing — review all fees before closing
BUSINESSES WE UNDERSTAND
Industries We Serve
Restaurants & Food Service
Healthcare & Medical
Construction & Contractors
Retail & E-Commerce
Manufacturing
Professional Services
Franchises
Transportation & Logistics
Don’t see your industry? We likely fund it.