THE PROCESS
From Application to Funded
A straightforward process built around speed, transparency, and getting capital into your hands without unnecessary friction.
01 / 5 MINUTES
Apply Online
Complete our secure online application. No hard credit pull, no application fee. Just basic business and financial information.
Business name & EIN
Last 3 months bank statements
Basic financial overview
02 / SAME DAY
Speak With an Investor
A dedicated investor will call and ask about current positions, discuss your options, and get the contracts sent out to you within minutes. Not days.
Loan sizing & structure
Rate lock options
Documentation checklist
03 / 24 HOURS
Fast Decision
We issue a formal term sheet within 24 hours of receiving your complete application. SBA loans may take 5–7 business days for full approval.
Term sheet issued
Rate & terms confirmed
No surprise conditions
04 / 3–10 DAYS
Funds in Your Account
Lines of credit fund in as little as 24 hours after approval. SBA loans typically close and fund within 3–10 business days.
Wire or ACH transfer
Dedicated closing team
Draw instructions provided
Timeframes are indicative, vary by program and lender, and depend on a complete file, underwriting, approval, and closing requirements. SBA timelines may differ from those shown for individual products.